Terms of Service
Please review these terms carefully before using InsiderTradeAlerts.com.
Terms of Service Effective Date: 6-5-2026 Website: InsiderTradeAlerts.com Company: InsiderTradeAlerts.com LLC Contact: admin@insidertradealerts.com These Terms of Service govern your access to and use of InsiderTradeAlerts.com, including our website, software, email alerts, data feeds, dashboards, subscription services, and any related content or services we provide. By creating an account, purchasing a subscription, accessing our website, receiving alerts, or otherwise using our services, you agree to these Terms. If you do not agree, do not use the service. ⸻ 1. Overview of the Service InsiderTradeAlerts.com provides informational alerts and data related to publicly available filings from the U.S. Securities and Exchange Commission, including but not limited to Form 4 filings involving insider transactions. Our service may identify, filter, summarize, organize, or notify users about certain publicly reported insider transactions, including open-market purchases reported in SEC filings. The service is intended solely for informational, educational, and research purposes. We do not provide investment advice, trading advice, financial advice, tax advice, legal advice, or any personalized recommendation to buy, sell, hold, short, or otherwise trade any security. ⸻ 2. No Investment Advice You understand and agree that InsiderTradeAlerts.com is not a registered investment adviser, broker-dealer, securities dealer, financial planner, commodity trading adviser, or fiduciary. Nothing on our website, in our emails, in our alerts, in our data, or in any communication from us should be interpreted as: * A recommendation to buy, sell, short, hold, or trade any security; * A trading strategy; * Financial advice; * Investment advice; * Legal advice; * Tax advice; * A solicitation to purchase or sell securities; * A guarantee of future performance; * A statement that any trade, investment, or strategy is suitable for you. Our alerts are based on publicly available information and automated or semi-automated filtering logic. An alert that an insider transaction has occurred does not mean that the security is a good investment, that the stock price will rise, or that any profitable opportunity exists. You are solely responsible for your own investment decisions. ⸻ 3. No Trading Strategy Provided InsiderTradeAlerts.com does not provide a trading system, trading strategy, portfolio strategy, risk-management system, or investment plan. Our alerts may notify you that a public filing appears to show an insider purchase or other insider transaction. However, we do not tell users when to enter a trade, when to exit a trade, how much capital to risk, what securities are suitable, or whether any transaction is meaningful. Any trading or investment decision you make after viewing our website, receiving our alerts, or using our data is made entirely at your own risk. You acknowledge that insider transaction data alone is not sufficient to determine whether a security should be bought, sold, held, shorted, or otherwise traded. ⸻ 4. No Guarantee of Accuracy, Completeness, or Timeliness We rely on third-party and public data sources, including SEC systems, RSS feeds, EDGAR filings, company filings, issuer data, reporting-person information, and related metadata. We do not guarantee that any data, alert, filing interpretation, transaction classification, issuer name, ticker symbol, transaction code, transaction amount, officer title, director status, ownership amount, filing date, transaction date, or other information is accurate, complete, current, properly classified, or delivered without delay. Data may be incorrect, delayed, duplicated, missing, misclassified, incomplete, corrupted, or unavailable. Examples of possible data issues include, but are not limited to: * SEC feed delays; * SEC feed outages; * Filing amendments; * Reporting errors by insiders or issuers; * Incorrect ticker mappings; * Incorrect transaction-code interpretation; * Duplicate filings; * Late Form 4 filings; * Amended Form 4 filings; * Missing issuer metadata; * Incorrect officer or director classification; * Misread acquisition or disposition codes; * False positives; * False negatives; * System processing delays; * Email delivery delays; * Spam filtering; * API outages; * Database errors; * Human review errors; * Software bugs. You agree that you are responsible for independently verifying any information before relying on it. ⸻ 5. Public Filing Data May Be Misleading or Incomplete SEC Form 4 filings can involve many different transaction types, including open-market purchases, sales, grants, awards, option exercises, conversions, derivative transactions, planned transactions, indirect ownership, family trusts, investment vehicles, and other arrangements. An apparent insider purchase does not necessarily mean that an insider is expressing bullish sentiment, that the insider made an economically meaningful purchase, or that the security is undervalued. You acknowledge that Form 4 data can be complex and may require professional interpretation. We do not guarantee that our classification of any filing is correct. ⸻ 6. User Responsibility for Trading and Investment Decisions You are solely responsible for all decisions you make based on, or after viewing, our website, alerts, data, summaries, or other content. You agree that you will conduct your own due diligence before making any financial decision. You agree that you are responsible for evaluating: * Your financial situation; * Your investment objectives; * Your risk tolerance; * Your tax situation; * Your legal obligations; * Your trading experience; * The suitability of any trade or investment; * The accuracy of any public filing; * The risks of any security or market. You should consult a licensed financial adviser, broker, tax adviser, attorney, or other qualified professional before making investment decisions. ⸻ 7. No Responsibility for Trading Losses or Missed Profits You agree that InsiderTradeAlerts.com, its owners, members, officers, directors, employees, contractors, affiliates, vendors, service providers, agents, and representatives are not responsible for any losses, damages, missed profits, trading losses, investment losses, tax consequences, opportunity costs, or other outcomes resulting from your use of the service. This includes, but is not limited to, losses or damages caused by: * Buying a security after receiving an alert; * Selling a security after receiving an alert; * Failing to buy or sell a security; * Relying on inaccurate or delayed data; * Relying on incomplete filings; * Relying on alerts that are later corrected; * Relying on alerts that omit material context; * Executing trades based on your interpretation of our data; * Market volatility; * Liquidity issues; * Trading halts; * Broker failures; * Order-execution issues; * SEC filing errors; * Software bugs; * Email delivery delays; * Website downtime; * Any other use or misuse of the service. You keep all profits from your trades, and you also accept full responsibility for all losses. ⸻ 8. No Performance Guarantee We do not guarantee that use of the service will result in profits, improved trading performance, better investment decisions, or avoidance of losses. Past examples, case studies, historical alerts, screenshots, backtests, user testimonials, or discussions of prior market moves are not guarantees of future performance. Financial markets are risky. You can lose some or all of your invested capital. ⸻ 9. Subscription Terms Some portions of the service may require a paid subscription. By purchasing a subscription, you authorize us and our payment processor to charge your selected payment method on a recurring basis according to the subscription plan you choose. Subscription fees, billing intervals, plan features, and pricing are displayed at checkout or within your account. We may change pricing or plan features from time to time. If required by law or payment-platform rules, we will provide notice of material pricing changes before they take effect. ⸻ 10. Cancellation Policy You may cancel your subscription at any time through your account settings or by contacting us at admin@insidertradealerts.com If you cancel your subscription, your account will remain active until the end of the then-current paid billing period. After the paid billing period ends, your access to paid features may be downgraded, suspended, or terminated. Canceling your subscription stops future renewal charges. It does not automatically entitle you to a refund for amounts already paid. ⸻ 11. No Refund Policy All payments are final and non-refundable unless otherwise required by law. We do not offer refunds or credits for: * Partial billing periods; * Unused subscription time; * Failure to use the service; * Data delays; * Data inaccuracies; * Missed alerts; * Email delivery issues; * User error; * Dissatisfaction with trading results; * Losses from trades; * Profits you believe you missed; * Cancellation after renewal; * Account suspension due to violation of these Terms. When you cancel, your subscription remains active through the end of the period you already paid for. ⸻ 12. Free Trials and Promotions We may offer free trials, discounts, promotional pricing, affiliate codes, or limited-time offers. We may modify, revoke, or discontinue any promotion at any time. Creating an account and starting a free trial does not, by itself, create a paid subscription or charge a payment method. You are charged only after you start a paid checkout or upgrade flow and submit billing details through our payment processor. If we introduce any future trial-to-paid auto-conversion flow, we will disclose that clearly before payment authorization. ⸻ 13. Account Registration and Security To use certain features, you may need to create an account. You agree to provide accurate, current, and complete information and to keep your account information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You agree not to share, resell, transfer, sublicense, or provide access to your account to any other person or entity. You must notify us immediately if you believe your account has been compromised. ⸻ 14. Acceptable Use You agree not to misuse the service. You may not: * Scrape, crawl, copy, harvest, or bulk-download our data without permission; * Resell, redistribute, republish, or commercially exploit our alerts or data; * Share paid alerts with non-subscribers; * Use automated bots or scripts to overload the service; * Reverse engineer our software, filters, ranking logic, or alert logic; * Attempt to bypass access controls; * Interfere with website security; * Use the service for unlawful purposes; * Misrepresent our alerts as investment advice; * Use the service to violate securities laws; * Attempt to access another user’s account; * Use the service in a way that damages our infrastructure, reputation, or business. We may suspend or terminate accounts that violate these rules. ⸻ 15. Email Alerts and Delivery By subscribing or creating an account, you may receive email alerts, account notices, billing notices, product updates, and other communications from us. You acknowledge that email delivery is not guaranteed. Alerts may be delayed, blocked, filtered into spam, duplicated, incomplete, or not delivered at all. We are not responsible for any consequences caused by delayed, missed, blocked, or failed email alerts. You are responsible for ensuring that our emails are not blocked by your email provider, spam filters, firewall, or other systems. ⸻ 16. Service Availability We aim to provide reliable access, but we do not guarantee uninterrupted, error-free, or continuous service. The service may be unavailable due to: * Maintenance; * Server outages; * Software bugs; * Cyberattacks; * Payment processor issues; * SEC outages; * Third-party API failures; * Hosting-provider problems; * Email-provider failures; * Internet disruptions; * Force majeure events; * Other technical or operational issues. We are not liable for downtime, interruptions, delayed alerts, missing data, or inability to access the service. ⸻ 17. Third-Party Data and Services The service may rely on third-party data sources, infrastructure providers, payment processors, email providers, analytics tools, hosting providers, APIs, and other vendors. We are not responsible for the accuracy, availability, security, policies, or performance of third-party services. Your use of third-party services may be subject to separate terms and privacy policies. ⸻ 18. SEC and Government Data Disclaimer Our service may use data derived from public SEC filings and other public sources. We are not affiliated with, endorsed by, sponsored by, or approved by the U.S. Securities and Exchange Commission, EDGAR, any securities exchange, any issuer, or any government agency. References to SEC filings, EDGAR data, Form 4 filings, issuer names, ticker symbols, insiders, directors, or officers are for informational purposes only. ⸻ 19. Intellectual Property The service, including our website, software, filters, ranking logic, alert logic, text, design, branding, graphics, database structure, workflows, and proprietary enhancements are owned by InsiderTradeAlerts.com LLC or its licensors. You may use the service only for your personal or internal research purposes, subject to these Terms. You may not copy, reproduce, modify, sell, license, distribute, create derivative works from, or exploit our service without our written permission. Public SEC filings themselves remain public records, but our organization, formatting, filtering, alerts, summaries, presentation, and proprietary processing may be protected by intellectual-property laws. ⸻ 20. User Content and Feedback If you submit feedback, suggestions, ideas, bug reports, feature requests, or other comments, you grant us the right to use them without restriction or compensation. You agree that we may use your feedback to improve the service, develop features, market the service, or operate our business. ⸻ 21. Account Suspension and Termination We may suspend, restrict, or terminate your account at any time if we believe you have: * Violated these Terms; * Shared paid data without permission; * Abused the service; * Attempted to reverse engineer the service; * Failed to pay subscription fees; * Used the service unlawfully; * Created risk for us, our users, or our vendors; * Engaged in fraudulent, abusive, or harmful conduct. We may also terminate or discontinue the service, in whole or in part, at any time. Termination does not entitle you to a refund unless required by law. ⸻ 22. Disclaimers of Warranties The service is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to: * Warranties of accuracy; * Warranties of completeness; * Warranties of reliability; * Warranties of timeliness; * Warranties of merchantability; * Warranties of fitness for a particular purpose; * Warranties of non-infringement; * Warranties that the service will be uninterrupted or error-free; * Warranties that alerts will be delivered; * Warranties that data will be correct; * Warranties that defects will be fixed; * Warranties that the service will meet your expectations. We do not warrant that the service will help you make money, avoid losses, or make better trading decisions. ⸻ 23. Limitation of Liability To the maximum extent permitted by law, InsiderTradeAlerts.com LLC, its owners, officers, directors, employees, contractors, affiliates, vendors, service providers, agents, and representatives will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages. This includes, but is not limited to: * Trading losses; * Investment losses; * Lost profits; * Lost revenue; * Lost opportunities; * Lost data; * Business interruption; * Reputational harm; * Tax consequences; * Broker fees; * Margin calls; * Losses caused by reliance on alerts; * Losses caused by inaccurate data; * Losses caused by delayed or missed alerts. To the maximum extent permitted by law, our total liability for any claim related to the service will not exceed the amount you paid us for the service during the three months immediately preceding the event giving rise to the claim, or $100, whichever is greater. Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you. ⸻ 24. Indemnification You agree to defend, indemnify, and hold harmless InsiderTradeAlerts.com LLC, its owners, officers, directors, employees, contractors, affiliates, vendors, service providers, agents, and representatives from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to: * Your use of the service; * Your trading or investment decisions; * Your violation of these Terms; * Your violation of any law or regulation; * Your misuse of our data or alerts; * Your sharing or redistribution of paid content; * Your infringement of any third-party rights; * Any claim that you relied on our service as investment advice. ⸻ 25. Securities Law Compliance You are solely responsible for complying with all laws and regulations applicable to your use of the service and any trading or investment activity. You agree not to use the service for insider trading, market manipulation, securities fraud, unlawful tipping, front-running, or any other illegal activity. You acknowledge that public Form 4 data is only one type of public market information and that use of such information does not exempt you from securities laws. ⸻ 26. No Professional Relationship Your use of the service does not create any adviser-client, fiduciary, broker-client, attorney-client, accountant-client, or other professional relationship between you and InsiderTradeAlerts.com LLC. We do not have a fiduciary duty to you. ⸻ 27. Testimonials, Examples, and Marketing Claims From time to time, we may display examples, case studies, user comments, screenshots, historical filings, historical alerts, hypothetical examples, or marketing materials. These are provided for illustrative purposes only. They do not represent typical results, guaranteed results, or investment advice. Any discussion of historical stock movement after an insider filing is not a promise that similar movement will occur in the future. ⸻ 28. Affiliate and Referral Programs We may offer affiliate, referral, or promotional programs. Affiliates, influencers, or third-party promoters are not authorized to provide investment advice on our behalf. We are not responsible for claims, promises, guarantees, or statements made by affiliates or third parties unless expressly made by us in writing. We may modify or terminate any affiliate or referral program at any time. ⸻ 29. Privacy Your use of the service is also governed by our Privacy Policy, which explains how we collect, use, store, and protect information. You should review the Privacy Policy carefully. By using the service, you consent to our collection and use of information as described in the Privacy Policy. ⸻ 30. Payment Processing Payments may be processed by third-party payment processors such as Stripe, PayPal, or another provider. We do not control these processors and are not responsible for their errors, outages, policies, fees, or security practices. You agree to comply with the applicable payment processor’s terms. If your payment fails, we may suspend or terminate access to paid features. ⸻ 31. Chargebacks and Payment Disputes If you initiate a chargeback or payment dispute without first contacting us to resolve the issue, we may suspend or terminate your account. We reserve the right to dispute chargebacks and provide evidence of your subscription, account activity, acceptance of these Terms, and use of the service. Chargebacks do not override our no-refund policy unless required by law or decided by the payment processor. ⸻ 32. Changes to the Service We may modify, update, suspend, remove, or discontinue any part of the service at any time. This includes changes to: * Alert criteria; * Email frequency; * Filing filters; * Supported forms; * Pricing; * Subscription tiers; * Dashboard features; * Data sources; * User interface; * Availability of historical data. We are not liable for changes to or discontinuation of the service. ⸻ 33. Changes to These Terms We may update these Terms from time to time. When we make material changes, we may notify you by email, account notice, website notice, or other reasonable method. Your continued use of the service after updated Terms become effective means you accept the updated Terms. If you do not agree to the updated Terms, you must stop using the service and cancel your subscription. ⸻ 34. Governing Law These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. You agree that any dispute arising out of or related to these Terms or the service will be handled in the courts located in Maricopa County Arizona, unless an arbitration provision below applies. ⸻ 35. Arbitration Agreement To the maximum extent permitted by law, you and InsiderTradeAlerts.com LLC agree to resolve disputes through binding individual arbitration rather than in court, except for claims that may be brought in small claims court or claims involving intellectual-property rights or unauthorized use of the service. The arbitration will be conducted by AAA or JAMS. You and InsiderTradeAlerts.com LLC agree that disputes will be resolved only on an individual basis and not as a class action, collective action, consolidated action, or representative action. You waive any right to participate in a class action against us. This arbitration section may not apply in jurisdictions where it is prohibited by law. ⸻ 36. Class Action Waiver To the maximum extent permitted by law, you agree that any dispute, claim, or proceeding will be brought only in your individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. ⸻ 37. Force Majeure We are not liable for any delay, failure, outage, data issue, or service disruption caused by events beyond our reasonable control, including but not limited to: * Natural disasters; * War; * Terrorism; * Labor disputes; * Government actions; * SEC outages; * Internet failures; * Hosting failures; * Cyberattacks; * Power outages; * Payment processor failures; * Email provider failures; * Market-wide disruptions; * Acts of God. ⸻ 38. Assignment You may not assign or transfer your rights or obligations under these Terms without our written consent. We may assign or transfer these Terms in connection with a merger, acquisition, sale of assets, restructuring, or other business transaction. ⸻ 39. Severability If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it enforceable, if permitted by law. ⸻ 40. Entire Agreement These Terms, together with our Privacy Policy and any subscription terms shown at checkout, constitute the entire agreement between you and InsiderTradeAlerts.com LLC regarding the service. They replace any prior agreements, understandings, or communications relating to the service. ⸻ 41. Contact Information For questions about these Terms, cancellations, billing issues, or support, contact us at: InsiderTradeAlerts.com LLC Email: admin@insidertradealerts.com Website: insidertradealerts.com Address: Scottsdale, Arizona 85251 ⸻ Important Trading and Data Disclaimer InsiderTradeAlerts.com provides informational alerts based on publicly available SEC filing data. We do not provide investment advice, trading advice, financial advice, legal advice, tax advice, or any recommendation to buy, sell, hold, or trade securities. We do not guarantee the accuracy, completeness, timeliness, or proper classification of any data or alert. You are solely responsible for verifying all information and for any trading or investment decisions you make. You understand that trading and investing involve substantial risk, including the risk of losing your entire investment. InsiderTradeAlerts.com LLC is not responsible for your trading losses, missed profits, tax consequences, investment outcomes, or reliance on any alert, filing, data point, summary, or communication.